:root{--navy:#13233a;--navy2:#1d3352;--slate:#4a5a70;--slate-l:#e8edf3;--paper:#f7f5f1;--ink:#1a2230;--accent:#d9792b;--accent-d:#b25f1b;--lake:#7fb3d5;--r:14px;
--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 var(--sans);color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--accent-d)}a:hover{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);line-height:1.15;color:var(--navy);margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)}h2{font-size:clamp(1.5rem,3vw,2.15rem)}h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.narrow{max-width:780px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.topbar{background:#0c1828;color:#c9d4e2;font-size:.82rem}.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:6px;padding-bottom:6px}.topbar a{color:#fff;text-decoration:none}
.site-header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 14px rgba(0,0,0,.18)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}.brand span{display:flex;flex-direction:column;line-height:1.1}.brand strong{font-family:var(--serif);font-size:1.15rem}.brand em{font-style:normal;color:var(--lake);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
nav a{color:#e6edf5;text-decoration:none;padding:10px 12px;border-radius:8px;font-weight:500;font-size:.96rem;display:block}
nav a:hover,nav a[aria-current]{background:rgba(255,255,255,.08);color:#fff}
.has-sub{position:relative}.sub{display:none!important;position:absolute;top:100%;left:0;background:#fff;border-radius:10px;padding:8px!important;min-width:230px;box-shadow:0 12px 30px rgba(0,0,0,.18);flex-direction:column;align-items:stretch!important}
.sub a{color:var(--ink)}.sub a:hover{background:var(--slate-l);color:var(--navy)}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:flex!important}
.menu-btn{display:none;background:none;border:1px solid rgba(255,255,255,.4);color:#fff;border-radius:8px;padding:8px 14px;font:inherit}
@media(max-width:900px){.menu-btn{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);padding:10px 22px 20px}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch}.sub{position:static;display:flex!important;background:transparent;box-shadow:none;padding:0 0 0 14px!important}.sub a{color:#c9d4e2}}
.btn{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:600;padding:14px 26px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;transition:background .15s}
.btn:hover{background:var(--accent-d)}.btn-sm{padding:9px 18px;font-size:.92rem}
.btn-ghost{background:transparent;border:2px solid currentColor;color:inherit!important}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
 repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 2px,transparent 2px 22px),
 radial-gradient(1000px 420px at 85% 120%,rgba(127,179,213,.35),transparent 70%),
 linear-gradient(160deg,#13233a 0%,#1d3352 60%,#25456b 100%)}
.hero .wrap{position:relative;padding-top:84px;padding-bottom:90px}
.hero h1{color:#fff;max-width:880px}.hero .lead{font-size:1.2rem;max-width:720px;color:#dbe5f0}
.hero .kicker{display:inline-block;color:var(--accent);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.8rem;margin-bottom:14px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero.v-b::before{background:repeating-linear-gradient(0deg,rgba(255,255,255,.04) 0 1px,transparent 1px 34px),linear-gradient(120deg,#0f1d31,#2a4a70)}
.hero.v-b .wrap{text-align:center}.hero.v-b h1,.hero.v-b .lead{margin-left:auto;margin-right:auto}.hero.v-b .actions{justify-content:center}
.hero.v-c{background:var(--paper);color:var(--ink)}.hero.v-c::before{background:linear-gradient(90deg,var(--paper) 55%,transparent),repeating-linear-gradient(45deg,#e7dfd2 0 3px,transparent 3px 26px)}
.hero.v-c h1{color:var(--navy)}.hero.v-c .lead{color:var(--slate)}.hero.v-c .wrap{border-left:6px solid var(--accent);padding-left:32px}
.roofline{display:block;width:100%;height:46px;margin-top:-1px}
section.s{padding:64px 0}section.alt{background:var(--paper)}section.dark{background:var(--navy);color:#dfe7f1}section.dark h2,section.dark h3{color:#fff}section.dark a{color:#ffc58f}
.grid{display:grid;gap:22px}.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.g3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{background:#fff;border:1px solid #e3e8ee;border-radius:var(--r);padding:26px;box-shadow:0 1px 2px rgba(19,35,58,.04)}
.card h3{margin-bottom:.4em}.card a.more{font-weight:600;text-decoration:none}
section.alt .card{border-color:#e8e1d6}
.icon{width:46px;height:46px;border-radius:12px;background:var(--slate-l);display:grid;place-items:center;margin-bottom:14px;color:var(--navy)}
.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:14px 0 0}
.chips a{display:inline-block;padding:8px 15px;border-radius:999px;background:var(--slate-l);color:var(--navy);text-decoration:none;font-weight:500;font-size:.94rem}
.chips a:hover{background:var(--navy);color:#fff}
section.dark .chips a{background:rgba(255,255,255,.1);color:#fff}
.checks{list-style:none;padding:0}.checks li{padding-left:30px;position:relative;margin:0 0 .7em}.checks li::before{content:"";position:absolute;left:0;top:.45em;width:16px;height:9px;border-left:3px solid var(--accent);border-bottom:3px solid var(--accent);transform:rotate(-45deg)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:16px}.steps li{counter-increment:s;position:relative;padding:18px 20px 18px 70px;background:#fff;border-radius:var(--r);border:1px solid #e3e8ee}
.steps li::before{content:counter(s);position:absolute;left:18px;top:16px;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.callout{border-left:5px solid var(--accent);background:#fff8f1;padding:22px 26px;border-radius:0 var(--r) var(--r) 0;font-size:1.1rem;font-family:var(--serif);color:var(--navy)}
.faq details{background:#fff;border:1px solid #e3e8ee;border-radius:12px;margin:0 0 12px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:600;padding:16px 0;color:var(--navy);list-style:none;position:relative;padding-right:30px}.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--accent)}
.faq details[open] summary::after{content:"–"}.faq details p{padding-bottom:6px}
.cta-band{background:linear-gradient(120deg,var(--accent),#c4611a);color:#fff;border-radius:22px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.25em}.cta-band p{margin:0;color:#fff3e8}.cta-band .btn{background:var(--navy)}.cta-band .btn:hover{background:#0b1626}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}@media(max-width:860px){.split{grid-template-columns:1fr}}
.panel{background:var(--navy);color:#dfe7f1;border-radius:20px;padding:30px}.panel h3{color:#fff}
.stat{font-family:var(--serif);font-size:1.3rem;color:var(--navy)}
.crumbs{font-size:.86rem;color:#b9c7d8;margin-bottom:16px}.crumbs a{color:#fff;text-decoration:none}.hero.v-c .crumbs{color:var(--slate)}.hero.v-c .crumbs a{color:var(--navy)}
.county h3{border-bottom:2px solid var(--accent);padding-bottom:6px;display:inline-block}
form.contact label{display:block;font-weight:600;margin:14px 0 6px;color:var(--navy)}
form.contact input,form.contact textarea,form.contact select{width:100%;padding:12px 14px;border:1px solid #c9d2dd;border-radius:10px;font:inherit}
.note{font-size:.9rem;color:var(--slate);background:var(--slate-l);padding:12px 16px;border-radius:10px}
.site-footer{background:#0c1828;color:#aebccd;padding:56px 0 24px;font-size:.95rem}.site-footer a{color:#e6edf5;text-decoration:none}.site-footer a:hover{color:var(--accent)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}@media(max-width:800px){.fgrid{grid-template-columns:1fr 1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:0 0 7px}.f-brand{font-family:var(--serif);color:#fff;font-size:1.25rem}.f-h{color:#fff;font-weight:700;text-transform:uppercase;font-size:.78rem;letter-spacing:.14em}
.small{font-size:.84rem}.copy{border-top:1px solid #22324a;margin-top:30px;padding-top:18px}
.pattern-tile{aspect-ratio:4/3;border-radius:var(--r);background:repeating-linear-gradient(135deg,#1d3352 0 14px,#24405f 14px 28px);display:grid;place-items:center;color:#cbd8e6;font-weight:600;text-align:center;padding:20px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}